Category: A Place to Save

Why I’ll Never Give My Daughter an Allowance

Let me just put this out there, I DID get an allowance as a kid. I never really had a choice otherwise but as I’ve gotten a little older and had a daughter of my own, I’ve definitely changed my tune about allowances altogether.   Even though my daughter is a few years off from understanding the concept of money and spending (right now we do all the spending on her) I think about things like this all the time. That’s why I’ve decided I’ll never give an allowance to my daughter Erin. I’m going to use an entirely...

Read More

What is the Risk Rainbow™ and Why Should it Matter to You?

When it comes to saving and investing your money, understanding risk is a key fundamental in making sure you have a properly balanced portfolio and that you’re not betting the entire farm on something that may not actually get you the results you’re looking for.   People look at risk in a lot of different ways. What may seem like an extremely risky investment to one person can feel like a comfortable place to invest for another. In my experience helping people plan with their money I’ve seen quite a few different scenarios with people investing outside of their...

Read More

Tips to Find the Best Place to Save in the Retirement-Living Stage

Although I cover Retirement A-Z in another section I have a few tips for retirees to share with you right here… Control your debt, it can be a killer of retirement dreams, try to stay debt free in retirement and travel light without debt weighing you down! Maintain your emergency savings throughout your entire retirement, especially if you are on a fixed income, things get more expensive over time, including emergencies. Figure out the Social Security equation. You’ve contributed to it your entire working career, choosing the wrong filing strategy for you and your spouse could potentially cost you...

Read More

Tips on Finding the Best Place to Save for Empty-Nesters

When the kids move out most parents are still working but they’re usually getting towards the twilight of their careers and thinking about retirement over the next decade or so. This is the empty-nester stage, and here are some tips to find the best place to save when you’re there.   Now is a really good time to do a spot-check on your retirement. After spending so many years taking care of your kids and focusing on helping them transition out of your place into college or working, it’s easy to lose track of your long-term goals for your...

Read More

Tips to Find the Best Place to Save if You’re Working and Growing a Family

Planning with your money when you’re working and growing a family is like a high-stakes juggling act that people are depending on you to get right. You may not be an expert at juggling, but you could always learn! Here are tips for finding the best place to save when you’re working and growing a family.   My advice for those who are working and growing a family is to get ready for a lot of curveballs! Kids can cost a lot of money, but you already know that don’t you? Between childcare and medical bills alone, you could...

Read More

Tips to Find the Best Place to Save if You’re Out of College and Working

If you’re out of college and working professionally it can be tricky to prioritize your financial decisions because you probably have a lot going on with your money. Student loan debt may have you struggling to keep up. It can be a rough transition. Here are some tips to find the best place to save if you’re out of college and working.   My advice for those who are recently out of college and just beginning to settle into a career is to build a foundation. When you build a house, the foundation you build on can make a huge...

Read More

Looking to Find the Best Place to Save for Your Future?

Finding the best place to save for your future isn’t an easy task when you look at how many different investment and savings options there are out there. Where you should save really depends on what you want to save for. Here’s our guide to finding the best place to save for your future.   First things first… I strongly suggest you check out the Investment 101 section of The Art of a Plan for help in determining if now is the right time for you to save and invest before reading through a place to save right here....

Read More

Join The Art of a Plan

Follow The Art of a Plan

©2017 The Art of a Plan™

The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services or specific financial advice unless otherwise permitted by statute and offered through Brein Wealth Management, LLC. The Art of a Plan™ and Brein Wealth Management, LLC are two separate entities.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Joshua Brein, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by The Art of a Plan™ as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Exclusive rights to this website and all material within this website belongs to Joshua P. Brein and The Art of a Plan™.

Pin It on Pinterest